The Banking Law and Financial Services Group represents banks, mortgage companies, other institutional lenders, businesses and individuals in connection with all aspects of banking law and financial services. Attorneys in this Group handle real estate, commercial lending, and consumer transactions, both secured and unsecured. They assist clients on issues relating to the Truth in Lending Act, RESPA, Regulation Z, Regulation X, consumer lending laws, servicing agreements, brokerage agreements, wholesale agreements and funding agreements, and negotiate and prepare loan documentation.
The Group also represents banks, mortgage companies and other lenders on issues involving federal and state regulations, new bank charters, holding company formations, conversions, new or acquired branch applications, mergers, acquisitions and licensing/qualification in jurisdictions throughout the country. It also handles all aspects of secondary market transactions, including portfolio purchases, servicing agreements, securitized financing acquisitions and all of the many business and real estate issues which arise in such transactions.