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Jay was originally trained as a commercial litigator, handling a broad spectrum of matters concentrated on sophisticated mortgage lending, lease and contract disputes, but also including litigation over the ability of coop owners to resell their units as if they were condominiums and various lender liability issues.

In December 1985, when an imminent change in the Tax Code resulted in a tidal wave of real estate closings, Jay refocused his practice from litigation to transactional work.  His practical experience, creativity and expertise is in demand by both lenders and borrowers in commercial real estate transactions.  His clients include global, regional and local businesses and institutions, healthcare professionals, and individuals seeking to buy or sell property or form new business entities.  His litigation background has enabled him to extend his real estate practice beyond the closing table and handle a variety of tax assessment, land use and condemnation cases as well.  Jay’s training as a litigator has proved invaluable to clients by enabling him to negotiate and draft documents that are both understandable and enforceable.  Should negotiations fail, he is well-equipped to evaluate and implement the most practical means of enforcing his client’s rights.

Jay has practiced in a variety of law firm environments and understands the needs of clients of all sizes and budgets.  He began his career at Meltzer & Schiffrin in Philadelphia.  When that firm merged with Fox Rothschild in 1987, Jay began in the Philadelphia office, but later went to Princeton to help expand what had been a 3-lawyer boutique practice there into a full-service office.  He and a law school classmate then practiced together as Bennett & Ruder, P.C., in Cherry Hill and Philadelphia for several years.  Following an amicable dissolution, he remained in New Jersey to run the local office of Abrahams, Loewenstein, Bushman & Kauffman, P.C.  Jay was recruited by Pelino & Lentz, P.C. to head its Haddonfield office in 2000 and practiced there for 7 years until becoming the head of the firm’s Real Estate Department and relocating to Philadelphia.  Jay was a partner at the Pelino firm when it merged with Archer in 2009.

Representative Experience

  • Handled office, retail and rooftop antenna leases for a major Pennsylvania-based landlord
  • Handled office, commercial and industrial leases for a major international food company
  • Coordinated multi-state real estate closings of $500,000,000 credit facilities
  • Handled a $75 million ground lease for an entire block of Center City Philadelphia, the largest single real estate transaction in the City in 2007
  • Represented governmental authority in the sale and development of land in Center City Philadelphia for a new Family Court building and the inter-governmental negotiation of a Reciprocal Easement Agreement and Declaration of Covenants
  • Represented hospital in drafting and negotiation of leases with physician practice groups
  • Handled numerous sales and purchases of real estate for buyers and sellers throughout the United States in conjunction with local counsel
  • Conveyancing and release of coal and mineral rights throughout northeastern Pennsylvania
  • Negotiated water bottling license agreements
  • Represented landlords and tenants in office lease negotiations
  • Represented owners in negotiation of multi-million dollar construction contracts
  • Represented sellers of Pennsylvania mobile home parks in transactions ranging between $5 and $10 million
  • Assisted property owners selling land in the defeasance of their mortgages
  • Represented nonprofit sponsor of senior housing project in disputes with HUD and former manager
  • Provide advice to numerous clients on Pennsylvania and New Jersey realty transfer taxes
  • Prepared commercial condominium declaration in Pennsylvania used to avoid delays resulting from land use approval process
  • Represented hard money lenders on dozens of mortgage loans secured by New Jersey and Pennsylvania real estate
  • Represented mining company in sale and purchase money financing of mining claims
  • Represented major national health care services provider as Pennsylvania counsel on $156 million merger and acquisition
  • Represented major national health care services providers as local counsel on real estate transactions, construction and permanent loans and refinancings (ranging from $150,000 to $56 million) for facilities in New Jersey
  • Represented East Coast health care services provider on $8.5 million refinancing of Camden County facility and $6 million Union County construction loan
  • Represented major New Jersey lender on financings for long-term care facilities in New Jersey ranging from $5 to $10 million
  • Represented regional Pennsylvania lender on $10 million financing of Bucks County long-term care facility and refinancing as a tax-free loan
  • Represented sellers in the $2.8 million sale and purchase money financing of a North Jersey long-term care facility
  • Represented major national health care lender on implementing and documenting its new lending program in New Jersey and in its first $11 million New Jersey long-term care facility loan
  • Negotiated and closed in Chicago on the $12 million purchase and financing of 20 Boston Chicken franchises in a 5-county New Jersey area
  • Represented the Trustee in Bankruptcy of a debtor mortgage company in the sale of numerous properties and the debtor’s entire $1.8 million loan portfolio
  • Represented national Real Estate Investment Trust, commercial loan servicing company and correspondent lenders on over 30 commercial loan projects aggregating in excess of $100 million
  • Served as local Pennsylvania and New Jersey counsel to national lenders based in California, Maryland, New York, Massachusetts, Connecticut in multi-million dollar loan transactions
  • Represented South Jersey bank in negotiations for long-term lease for new headquarters and in acquisition of new branch location
  • Represented national chain organization in acquisition of $1.2 million Mercer County site and in negotiations with neighbors and municipal officials regarding store location and opening
  • Advised and assisted clients in obtaining licensure under New Jersey and Pennsylvania acts governing lenders and brokers for first or junior-priority mortgage loans
  • Represented law firm in negotiation of sublease of unwanted space worth $500,000 over 4 years
  • Served as part-time in-house counsel to a major New Jersey R&D facility while regular counsel was called up for Operation Desert Storm
  • Represented a major national bank on its sale and lease-back of office building in Cape May County, New Jersey
  • Represented Philadelphia area residential cooperative in $1 million refinancing for capital improvements
  • Represented bankrupt Mercer County real estate firm in liquidation of over $3.6 million in assets and refinancing of $4 million in loans pursuant to Plan of Reorganization
  • Represented condemnees in Pennsylvania and New Jersey in the litigation and settlement of claims with Department of Transportation
  • Represented borrower and guarantors in forcing settlement of a $2 million collection action by Philadelphia-area bank based on bank’s bad faith interference with Bucks County real estate development
  • Handled all landlord-tenant matters for 4 major apartment buildings in the Philadelphia area, including reported Pennsylvania appellate decision denying claim that eviction constituted infliction of emotional distress on tenant
  • Obtained maximum awards for clients from Pennsylvania Real Estate Recovery Fund for losses suffered as a result of brokers’ malfeasance
  • Represented Pennsylvania taxing authority in resisting two major industrial tax assessment appeals, each involving property valuation disputes in excess of $5 million
  • Represented New Jersey taxpayers in commercial tax assessment appeals resulting in a $700,000 reductions in taxes and a $1.1 million reduction in assessments
  • Represented Maryland area bank in enforcement of business loan documents secured by Pennsylvania residential real estate requiring Act 6 compliance
  • Represented condemnees in Pennsylvania and New Jersey in the litigation and settlement of claims against condemning authorities
  • Represented mortgagees in enforcement of assignments of rents from multi-tenant commercial and apartment buildings
  • Represented Maryland-based bank in $3 million foreclosure, confession of judgment, Sheriff’s sale, and resale of Delaware County, Pennsylvania property
  • Represented New Jersey-based national bank in $1 million foreclosure, confession of judgment and deficiency judgment proceedings, Sheriff’s sale, and resale of Montgomery County, Pennsylvania property
  • Represented major national residential mortgage service company in foreclosure proceedings on all of its New Jersey files, ranging from $400,000 to $1,000,000
  • Represented Philadelphia area savings bank in defeating class action usury and Unfair Trade Practices claim involving secondary mortgage loans
  • Represented Massachusetts-based lender in $1.7 million foreclosure action on commercial and residential New Jersey property, including dismissal of frivolous counterclaims

Professional and Community Involvement

  • American Bar Association
  • New Jersey State Bar Association
  • Philadelphia Bar Association
  • Congregation Beth El, Voorhees, NJ
  • Past President and member of Executive Committee and Board of Trustees of 900 family Conservative synagogue



Jay S. Ruder Honored by PBA’s Philadelphia VIP

Michael Horn & Dylan Newton Co-Author ROI-NJ Article, "Post-Pandemic Litigation: Trade Secrets, Vendor Contracts and Employment Policies May Top List"

Ask Archer: A Fireside Chat on the COVID-19 Pandemic and Foreign Workers: An Essential Update on Consular Reopenings, Travel Restrictions and more